How financial institutions determine creditworthiness
Creditworthiness is how a lender judges if a borrower can and will repay a loan. Aaron M. Villegas and Khriztina T. Lim, co-founders of personal finance app Lista, explain how financial institutions determine an individual’s creditworthiness. Interview by Aaron Michael Sy Video editing by Jayson Mariñas
Tomas Kauer - News Moderator 
Creditworthiness is how a lender judges if a borrower can and will repay a loan. Aaron M. Villegas and Khriztina T. Lim, co-founders of personal finance app Lista, explain how financial institutions determine an individual’s creditworthiness. Interview by Aaron Michael Sy Video editing by Jayson Mariñas
